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	<title>Comments on: Beginning the Home Buying Process &#8211; Part 1</title>
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	<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/</link>
	<description>Seattle&#039;s Leading Resource for Real Estate Information</description>
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		<title>By: The Monthly Payment Buyer &#124; Seattle Bubble &#8212; News &#38; discussion about real estate &#38; the housing bubble in the Seattle area.</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-321849</link>
		<dc:creator>The Monthly Payment Buyer &#124; Seattle Bubble &#8212; News &#38; discussion about real estate &#38; the housing bubble in the Seattle area.</dc:creator>
		<pubDate>Wed, 16 Jul 2008 19:05:36 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-321849</guid>
		<description>[...] of home buyers into &#8220;monthly payment buyers.&#8221; A recent post by Ardell at RCG titled Beginning the Home Buying Process illustrates this phenomenon (emphasis hers—as usual): STEP 1: The first step is the most [...]</description>
		<content:encoded><![CDATA[<p>[...] of home buyers into &#8220;monthly payment buyers.&#8221; A recent post by Ardell at RCG titled Beginning the Home Buying Process illustrates this phenomenon (emphasis hers—as usual): STEP 1: The first step is the most [...]</p>
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		<title>By: Project Planning 101 in the real estate industry: Putting the client first . . . &#124; BloodhoundBlog &#124; The weblog of BloodhoundRealty.com in Phoenix, Arizona</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18844</link>
		<dc:creator>Project Planning 101 in the real estate industry: Putting the client first . . . &#124; BloodhoundBlog &#124; The weblog of BloodhoundRealty.com in Phoenix, Arizona</dc:creator>
		<pubDate>Sat, 23 Sep 2006 23:01:02 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18844</guid>
		<description>[...] Ardell DellaLoggia often discusses the fact that she negotiates her commission up front, and I think she is certainly going in the right direction. I just haven&#8217;t figured out how to handle situations where the co-broke is less than the client has agreed to pay for my services. If Ardell ever comes to Phoenix, I would love to take her out for Margaritas and pick her brain&#8230; ahh, that brings back some other fond memories of Project Management&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Ardell DellaLoggia often discusses the fact that she negotiates her commission up front, and I think she is certainly going in the right direction. I just haven&#8217;t figured out how to handle situations where the co-broke is less than the client has agreed to pay for my services. If Ardell ever comes to Phoenix, I would love to take her out for Margaritas and pick her brain&#8230; ahh, that brings back some other fond memories of Project Management&#8230; [...]</p>
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	<item>
		<title>By: Seattle&#8217;s Rain City Real Estate Guide &#187; Beginning the Home Buying Process - Part 2</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18560</link>
		<dc:creator>Seattle&#8217;s Rain City Real Estate Guide &#187; Beginning the Home Buying Process - Part 2</dc:creator>
		<pubDate>Thu, 21 Sep 2006 17:25:34 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18560</guid>
		<description>[...] Beginning the Home Buying Process - Part 2 September 21, 2006  The next step in the Home Buying Process is determining how much home you can afford and how much you actually want to spend.   When buying your very first property, it is important to note that while a lender may tell you that you can afford a property priced at $350,000, lenders do not actually qualify you based on sale price.  It has become common practice for the ease of agents and buyers to quote a sale price.  But the actual process qualifies you for a monthly payment that includes Principal + Interest + Taxes + Insurance/HOA Dues. [...]</description>
		<content:encoded><![CDATA[<p>[...] Beginning the Home Buying Process &#8211; Part 2 September 21, 2006  The next step in the Home Buying Process is determining how much home you can afford and how much you actually want to spend.   When buying your very first property, it is important to note that while a lender may tell you that you can afford a property priced at $350,000, lenders do not actually qualify you based on sale price.  It has become common practice for the ease of agents and buyers to quote a sale price.  But the actual process qualifies you for a monthly payment that includes Principal + Interest + Taxes + Insurance/HOA Dues. [...]</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18180</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Tue, 19 Sep 2006 06:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18180</guid>
		<description>Rich,

There is a &quot;recapture of benefits&quot; provision if you sell the property within 9 years.  Not sure of the details, but make sure you check into that aspect of the program.</description>
		<content:encoded><![CDATA[<p>Rich,</p>
<p>There is a &#8220;recapture of benefits&#8221; provision if you sell the property within 9 years.  Not sure of the details, but make sure you check into that aspect of the program.</p>
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		<title>By: Rich</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18174</link>
		<dc:creator>Rich</dc:creator>
		<pubDate>Tue, 19 Sep 2006 05:47:43 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18174</guid>
		<description>This is a first-time buyers program I have been thinking of using:
http://www.wshfc.org/buyers/key.htm

Any one have experience with it? The class is free and had some excellent information, if nothing else.</description>
		<content:encoded><![CDATA[<p>This is a first-time buyers program I have been thinking of using:<br />
<a href="http://www.wshfc.org/buyers/key.htm" rel="nofollow">http://www.wshfc.org/buyers/key.htm</a></p>
<p>Any one have experience with it? The class is free and had some excellent information, if nothing else.</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18140</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Mon, 18 Sep 2006 23:46:47 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18140</guid>
		<description>Hey, Dustin...we can &quot;take him out and show him who&#039;s boss&quot; LOL   Jesse, you are clearly entitled to your opinion and there is absolutely nothing wrong with buying and selling property without any agents at all.  As to &quot;reaffirming&quot; your already made up mind on that...glad to be of service.</description>
		<content:encoded><![CDATA[<p>Hey, Dustin&#8230;we can &#8220;take him out and show him who&#8217;s boss&#8221; LOL   Jesse, you are clearly entitled to your opinion and there is absolutely nothing wrong with buying and selling property without any agents at all.  As to &#8220;reaffirming&#8221; your already made up mind on that&#8230;glad to be of service.</p>
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		<title>By: Dustin</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18131</link>
		<dc:creator>Dustin</dc:creator>
		<pubDate>Mon, 18 Sep 2006 23:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18131</guid>
		<description>RCG is normally such a pleasant place to visit :) that it should be painfully obvious to everyone to ignore someone like Jesse who is not trying to add anything meaningful to the conversations...</description>
		<content:encoded><![CDATA[<p>RCG is normally such a pleasant place to visit <img src='http://raincityguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  that it should be painfully obvious to everyone to ignore someone like Jesse who is not trying to add anything meaningful to the conversations&#8230;</p>
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		<title>By: Jesse</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18125</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Mon, 18 Sep 2006 22:48:12 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-18125</guid>
		<description>And this is exactly why I never hire an agent when buying a property.

Thanks for reaffirming that thought Ardell.

It&#039;s people like Matt who get eaten up by you real estate vultures.</description>
		<content:encoded><![CDATA[<p>And this is exactly why I never hire an agent when buying a property.</p>
<p>Thanks for reaffirming that thought Ardell.</p>
<p>It&#8217;s people like Matt who get eaten up by you real estate vultures.</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-17715</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Fri, 15 Sep 2006 21:20:49 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-17715</guid>
		<description>Thanks May!!

I don&#039;t have time to go through it at the moment, but peeked at it, and it has some good stuff!

What kind of &quot;after sale&quot; problems are you having &quot;waiting to be solved&quot;.</description>
		<content:encoded><![CDATA[<p>Thanks May!!</p>
<p>I don&#8217;t have time to go through it at the moment, but peeked at it, and it has some good stuff!</p>
<p>What kind of &#8220;after sale&#8221; problems are you having &#8220;waiting to be solved&#8221;.</p>
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		<title>By: May</title>
		<link>http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-17713</link>
		<dc:creator>May</dc:creator>
		<pubDate>Fri, 15 Sep 2006 20:59:12 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2006/09/08/beginning-the-home-buying-process-part-1/#comment-17713</guid>
		<description>My husband and I just bought a beautiful home and I must say it is a lot of work especially for first timer. There are a lot of things to consider and even after the buying process; there are still a lot of problems waiting to be solve. 
Here is a link which I think is really helpful for first time buyer. It summaries the things that you need to consider before you make that final decision.  

http://mortgageratesplus.com/article-buying-a-home-329.html

Hope it helps!!!</description>
		<content:encoded><![CDATA[<p>My husband and I just bought a beautiful home and I must say it is a lot of work especially for first timer. There are a lot of things to consider and even after the buying process; there are still a lot of problems waiting to be solve.<br />
Here is a link which I think is really helpful for first time buyer. It summaries the things that you need to consider before you make that final decision.  </p>
<p><a href="http://mortgageratesplus.com/article-buying-a-home-329.html" rel="nofollow">http://mortgageratesplus.com/article-buying-a-home-329.html</a></p>
<p>Hope it helps!!!</p>
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