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	<title>Comments on: $100,000 + in consumer savings:  It pays to shop</title>
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	<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/</link>
	<description>Seattle&#039;s Leading Resource for Real Estate Information</description>
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		<title>By: Rhonda Porter</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-88206</link>
		<dc:creator>Rhonda Porter</dc:creator>
		<pubDate>Sat, 03 Feb 2007 05:02:57 +0000</pubDate>
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		<description>It can also cost a consumer to shop when they&#039;re trying to obtain rate quotes from mortgage lenders.   I&#039;ve watched borrowers lose interest rates by spending days trying to obtain the lowest ones from calling lender after lender.</description>
		<content:encoded><![CDATA[<p>It can also cost a consumer to shop when they&#8217;re trying to obtain rate quotes from mortgage lenders.   I&#8217;ve watched borrowers lose interest rates by spending days trying to obtain the lowest ones from calling lender after lender.</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87382</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Fri, 02 Feb 2007 18:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87382</guid>
		<description>Tim,

Sorry for using your article to make my point.  Mine is getting to long and it might get lost there :)</description>
		<content:encoded><![CDATA[<p>Tim,</p>
<p>Sorry for using your article to make my point.  Mine is getting to long and it might get lost there <img src='http://raincityguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87381</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Fri, 02 Feb 2007 18:40:26 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87381</guid>
		<description>I am actually quite surprised by the way my &quot;thread&quot; has played out.  I had no intention of being &quot;St. Ardell&quot; as someone referred to me. Quite the contrary.  

I wanted to create a road map, so others could apply some things that I learned, by using &quot;bottom feeder&quot; dollars within the transactions.  Everyone is kind of taking it in a completely different direction.

My message is &quot;if you are willing to pay 25% in referral fees and bottom feeder fees, than be EQUALLY willing to spend those SAME dollars you already are willing to spend, on YOUR CLIENT&quot;.  No one seems to be getting that part.


The lessons I learned being applied by others, was the purpose of the experiment.  When and where is an end run &quot;settle up&quot; appropriate, and when and where is an up front negotiation more useful, and when and where do you put the money into the real estate itself, for the betterment of &quot;property&quot; generally.

There were three or four or more completely different methods of dispersing funds.  I thought the thread would go in the direction of example, but it didn&#039;t.  

You know EVERY agent does some of what I did ALWAYS.  This is NOT about me at all.  This is &quot;the business&quot;.  Newer agents don&#039;t understand that ALL agents have done this at one time or another and often.  It&#039;s the new guys who got into it just for the money that don&#039;t realizse that this stuff IS the behind the scenes real estate world.  And has been for quite some time until recently.

The fees ARE set high most times to allow for moneys to be thrown back into the transaction where needed.  Unfortunately there is no class for teaching when and where an agent needs to be doing that.  But believe me guys, I am clearly not the only agent in this country who does this every day.  It really is &quot;part of the business&quot;.</description>
		<content:encoded><![CDATA[<p>I am actually quite surprised by the way my &#8220;thread&#8221; has played out.  I had no intention of being &#8220;St. Ardell&#8221; as someone referred to me. Quite the contrary.  </p>
<p>I wanted to create a road map, so others could apply some things that I learned, by using &#8220;bottom feeder&#8221; dollars within the transactions.  Everyone is kind of taking it in a completely different direction.</p>
<p>My message is &#8220;if you are willing to pay 25% in referral fees and bottom feeder fees, than be EQUALLY willing to spend those SAME dollars you already are willing to spend, on YOUR CLIENT&#8221;.  No one seems to be getting that part.</p>
<p>The lessons I learned being applied by others, was the purpose of the experiment.  When and where is an end run &#8220;settle up&#8221; appropriate, and when and where is an up front negotiation more useful, and when and where do you put the money into the real estate itself, for the betterment of &#8220;property&#8221; generally.</p>
<p>There were three or four or more completely different methods of dispersing funds.  I thought the thread would go in the direction of example, but it didn&#8217;t.  </p>
<p>You know EVERY agent does some of what I did ALWAYS.  This is NOT about me at all.  This is &#8220;the business&#8221;.  Newer agents don&#8217;t understand that ALL agents have done this at one time or another and often.  It&#8217;s the new guys who got into it just for the money that don&#8217;t realizse that this stuff IS the behind the scenes real estate world.  And has been for quite some time until recently.</p>
<p>The fees ARE set high most times to allow for moneys to be thrown back into the transaction where needed.  Unfortunately there is no class for teaching when and where an agent needs to be doing that.  But believe me guys, I am clearly not the only agent in this country who does this every day.  It really is &#8220;part of the business&#8221;.</p>
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		<title>By: Tim</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87369</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Fri, 02 Feb 2007 18:24:47 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87369</guid>
		<description>What?  I&#039;m busted?  Either way, I&#039;d call Ardell incredibly generous, but her clients know that.</description>
		<content:encoded><![CDATA[<p>What?  I&#8217;m busted?  Either way, I&#8217;d call Ardell incredibly generous, but her clients know that.</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87135</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Fri, 02 Feb 2007 06:30:39 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87135</guid>
		<description>And I can REACH him...he&#039;s in a whole lot more trouble than you Norm. LOL</description>
		<content:encoded><![CDATA[<p>And I can REACH him&#8230;he&#8217;s in a whole lot more trouble than you Norm. LOL</p>
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		<title>By: Norm Fisher</title>
		<link>http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87097</link>
		<dc:creator>Norm Fisher</dc:creator>
		<pubDate>Fri, 02 Feb 2007 04:45:29 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/2007/02/01/100000-in-consumer-savings-it-pays-to-shop/#comment-87097</guid>
		<description>Ardell&#039;s going to kick your butt for calling it a &quot;rebate.&quot; :)</description>
		<content:encoded><![CDATA[<p>Ardell&#8217;s going to kick your butt for calling it a &#8220;rebate.&#8221; <img src='http://raincityguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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