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	<title>Comments on: Sunday Night Stats &#8211; King County</title>
	<atom:link href="http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/feed/" rel="self" type="application/rss+xml" />
	<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/</link>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-324317</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Wed, 03 Sep 2008 23:26:57 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-324317</guid>
		<description>1) I do Sunday Night Stats for people to view on Monday morning...from work...Monday was a holiday, so SNS took a vacation.

2) Have to get back to you on that on in this week&#039;s Sunday Night Stats.  I&#039;m staging a new listing and umpteen other things and won&#039;t be doing stats again until Sunday night.  But I will include the answer to that question when I do.</description>
		<content:encoded><![CDATA[<p>1) I do Sunday Night Stats for people to view on Monday morning&#8230;from work&#8230;Monday was a holiday, so SNS took a vacation.</p>
<p>2) Have to get back to you on that on in this week&#8217;s Sunday Night Stats.  I&#8217;m staging a new listing and umpteen other things and won&#8217;t be doing stats again until Sunday night.  But I will include the answer to that question when I do.</p>
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		<title>By: Kary L. Krismer</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-324313</link>
		<dc:creator>Kary L. Krismer</dc:creator>
		<pubDate>Wed, 03 Sep 2008 23:12:15 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-324313</guid>
		<description>Ardell, two questions:

1.  Maybe I&#039;m blind, or I don&#039;t know what day it is, but aren&#039;t we missing an episode of Sunday Night Stats?

And the real reason I wrote (since you don&#039;t frequent P-I land) . . .

2.  Are you seeing a decrease is square footage for August?</description>
		<content:encoded><![CDATA[<p>Ardell, two questions:</p>
<p>1.  Maybe I&#8217;m blind, or I don&#8217;t know what day it is, but aren&#8217;t we missing an episode of Sunday Night Stats?</p>
<p>And the real reason I wrote (since you don&#8217;t frequent P-I land) . . .</p>
<p>2.  Are you seeing a decrease is square footage for August?</p>
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		<title>By: leanne finlay</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323912</link>
		<dc:creator>leanne finlay</dc:creator>
		<pubDate>Wed, 27 Aug 2008 03:38:53 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323912</guid>
		<description>Rhonda, I think you should!  Condo homeowners and HOA&#039;s I think will be delighted to have some frame of reference, or even a step-by-step outline of how to get a spot FHA approval, and/or formal FHA approval.

And here&#039;s a question, if one condo sale does get the FHA spot approval, does that make the next sale in the same complex easier to get a spot approval?  Should the next unit&#039;s buyer use the first lender who got the first approval, would that make it more likely the spot would be approved?

Most condos are going to need FHA financing, so any information that can be provided (soon) is going to be helpful!</description>
		<content:encoded><![CDATA[<p>Rhonda, I think you should!  Condo homeowners and HOA&#8217;s I think will be delighted to have some frame of reference, or even a step-by-step outline of how to get a spot FHA approval, and/or formal FHA approval.</p>
<p>And here&#8217;s a question, if one condo sale does get the FHA spot approval, does that make the next sale in the same complex easier to get a spot approval?  Should the next unit&#8217;s buyer use the first lender who got the first approval, would that make it more likely the spot would be approved?</p>
<p>Most condos are going to need FHA financing, so any information that can be provided (soon) is going to be helpful!</p>
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		<title>By: Rhonda Porter</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323905</link>
		<dc:creator>Rhonda Porter</dc:creator>
		<pubDate>Wed, 27 Aug 2008 02:22:59 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323905</guid>
		<description>leanne, I may have to write a separate post for what&#039;s required w/regard to #21.</description>
		<content:encoded><![CDATA[<p>leanne, I may have to write a separate post for what&#8217;s required w/regard to #21.</p>
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		<title>By: Kary L. Krismer</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323904</link>
		<dc:creator>Kary L. Krismer</dc:creator>
		<pubDate>Wed, 27 Aug 2008 00:18:18 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323904</guid>
		<description>What I would want to know is why you would leave before you had to--absent some deal?  Being able to stay in the house rent free, and thereby basically save rent for the future, would be very valuable.  Just up and leaving prior to foreclosure wouldn&#039;t be too wise.</description>
		<content:encoded><![CDATA[<p>What I would want to know is why you would leave before you had to&#8211;absent some deal?  Being able to stay in the house rent free, and thereby basically save rent for the future, would be very valuable.  Just up and leaving prior to foreclosure wouldn&#8217;t be too wise.</p>
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		<title>By: Larry</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323903</link>
		<dc:creator>Larry</dc:creator>
		<pubDate>Tue, 26 Aug 2008 23:48:39 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323903</guid>
		<description>Ardell, that&#039;s just plain dumb. If you&#039;re going to leave a home empty for any extended period, you should turn the water off, and drain the pipes. It&#039;s not that hard to do in most cases. It&#039;s probably not a bad idea to shut off all non-essential circuit breakers too, though if you&#039;re walking away, the utility will eventually disconnect the whole thing. And if you have gas, shut it off outside. 

People rarely mothball houses properly. It&#039;s so easy for something to bust, and with no one there, you&#039;ll have a grand mess before anyone notices.</description>
		<content:encoded><![CDATA[<p>Ardell, that&#8217;s just plain dumb. If you&#8217;re going to leave a home empty for any extended period, you should turn the water off, and drain the pipes. It&#8217;s not that hard to do in most cases. It&#8217;s probably not a bad idea to shut off all non-essential circuit breakers too, though if you&#8217;re walking away, the utility will eventually disconnect the whole thing. And if you have gas, shut it off outside. </p>
<p>People rarely mothball houses properly. It&#8217;s so easy for something to bust, and with no one there, you&#8217;ll have a grand mess before anyone notices.</p>
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		<title>By: Kary L. Krismer</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323899</link>
		<dc:creator>Kary L. Krismer</dc:creator>
		<pubDate>Tue, 26 Aug 2008 22:39:30 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323899</guid>
		<description>I&#039;m sure they have the option, and I&#039;ll try to do something on it, but it&#039;s mainly statutory stuff.  There was a recent case on it too, which I&#039;ll try to find.

Here&#039;s something I did before on bankruptcy options:

http://blog.seattlepi.nwsource.com/realestate/archives/129859.asp</description>
		<content:encoded><![CDATA[<p>I&#8217;m sure they have the option, and I&#8217;ll try to do something on it, but it&#8217;s mainly statutory stuff.  There was a recent case on it too, which I&#8217;ll try to find.</p>
<p>Here&#8217;s something I did before on bankruptcy options:</p>
<p><a href="http://blog.seattlepi.nwsource.com/realestate/archives/129859.asp" rel="nofollow">http://blog.seattlepi.nwsource.com/realestate/archives/129859.asp</a></p>
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		<title>By: Roger Ingalls</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323898</link>
		<dc:creator>Roger Ingalls</dc:creator>
		<pubDate>Tue, 26 Aug 2008 22:24:02 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323898</guid>
		<description>The last 1st and 2nd combo loan I did was in April 08, and it was a rare find at the time.

Some banks are still advertising HELOCs (variable 2nds), but the LTV limits are fairly low.

Like Bili, I would like to see the definitive article or reference regarding WA laws and foreclosures. 

I cannot think it ever makes sense to &quot;mail in the keys&quot;, anymore than it makes sense to stomp off mad from an employer.  Better to negotiate the best exit you can manage.</description>
		<content:encoded><![CDATA[<p>The last 1st and 2nd combo loan I did was in April 08, and it was a rare find at the time.</p>
<p>Some banks are still advertising HELOCs (variable 2nds), but the LTV limits are fairly low.</p>
<p>Like Bili, I would like to see the definitive article or reference regarding WA laws and foreclosures. </p>
<p>I cannot think it ever makes sense to &#8220;mail in the keys&#8221;, anymore than it makes sense to stomp off mad from an employer.  Better to negotiate the best exit you can manage.</p>
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		<title>By: ARDELL</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323896</link>
		<dc:creator>ARDELL</dc:creator>
		<pubDate>Tue, 26 Aug 2008 21:57:38 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323896</guid>
		<description>&quot;...and people should be aware that it’s not as easy as just mailing in your keys.&quot;

Mailing in your keys is NEVER a good answer unless you sign, I think it&#039;s called &quot;a deed in lieu&quot;. and the banks asks for the keys.

One of the worst situations I have seen (though I had the buyer so he got a great deal) is when a seller left because he couldn&#039;t pay, and the pipes froze and burst.  Taking care of the property is important.  Dropping your keys off at the bank teller is not an option :)</description>
		<content:encoded><![CDATA[<p>&#8220;&#8230;and people should be aware that it’s not as easy as just mailing in your keys.&#8221;</p>
<p>Mailing in your keys is NEVER a good answer unless you sign, I think it&#8217;s called &#8220;a deed in lieu&#8221;. and the banks asks for the keys.</p>
<p>One of the worst situations I have seen (though I had the buyer so he got a great deal) is when a seller left because he couldn&#8217;t pay, and the pipes froze and burst.  Taking care of the property is important.  Dropping your keys off at the bank teller is not an option <img src='http://raincityguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: biliruben</title>
		<link>http://raincityguide.com/2008/08/24/sunday-night-stats-king-county-15/#comment-323889</link>
		<dc:creator>biliruben</dc:creator>
		<pubDate>Tue, 26 Aug 2008 18:59:19 +0000</pubDate>
		<guid isPermaLink="false">http://raincityguide.com/?p=2178#comment-323889</guid>
		<description>Are you a 100% sure of these answers, Kary?  If so, maybe you could write up a post!  I&#039;m not particularly interested in past behaviors as much as what a lender COULD do.  I think going forward that their habits may change, and people should be aware that it&#039;s not as easy as just mailing in your keys.</description>
		<content:encoded><![CDATA[<p>Are you a 100% sure of these answers, Kary?  If so, maybe you could write up a post!  I&#8217;m not particularly interested in past behaviors as much as what a lender COULD do.  I think going forward that their habits may change, and people should be aware that it&#8217;s not as easy as just mailing in your keys.</p>
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