Free Credit Monitoring…available for a limited time
Rhonda Porter on 07 3, 2008
Due to a settlement from a class action lawsuit where they were accussed of reselling personal and financial consumers information for marketing purposes, Transunion is offering free credit monitoring. Selling the information is a violation of Fair Credit Reporting Act. You only have until September 24, 2008 to apply for your benefit of either free credit monitoring or possibly a cash payment.
You are eligible if you have had credit from January 1, 1987 until May 28, 2008. This includes mortgage loans, credit cards, auto loans, student loans…if you’ve had credit over the past 21 years, this is worth checking out!
Here are your choices:
- Sign up for six months of credit monitoring services. If you select this option, you can also register to possibly receive cash benefits in the event of a cash distribution or file an individual lawsuit against the Defendants.
- Sign up for nine months of enhanced credit monitoring services. If you select this option, you will not receive any further benefits, including a cash payment, and you will not be able to file an individual lawsuit against the Defendants.
- Register to possibly receive a cash payment. If you select this option, you can also sign up for six months of credit monitoring; however if you receive a cash payment, you cannot file an individual lawsuit against the Defendants.
Of course you can always chose to do nothing!
You can call TransUnion’s settlement number at (866) 416-3470 or visit the website: www.listclassaction.com to file your claim.
It’s about time these Trigger Leads came to an end!
About the Author: Rhonda Porter
- Author's website: http://www.mortgageporter.com
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9 Responses to “Free Credit Monitoring…available for a limited time”
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One reason to consider having your credit monitored is to find out if your score has dropped from your credit line being reduced. This is happening with HELOC’s being frozen and with credit cards. Banks are trying to limit their exposure to risk. Since credit scores are dinged at balances over 30% and 50% of the credit line, since can impact borrowers scores without them doing anything! You may think you’re below 30% of your limit, but if your limit is dropped without you knowing it–whammo!
I should have added this to my original post.
[...] Free Credit Monitoring…available for a limited time [...]
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I get my inspiration for new blog posts from a lot of sources. Often it is something that happened to…
BTW it takes less than 5 minutes to register a claim via the web.
Great Blog! I have been selling real estate in Bend Oregon since 1981 and find it refreshing to find a helpful blog like yours! Keep up the good work!
Today is the last day to sign up for FREE credit monitoring for a year!
That’s rather ironic since credit won’t be a possibility after tomorrow.
Booo Kary!
That’s probably closer to the truth than we want to know.
Well there’s a bright side to everything. Just like how equity skimming scams are now less common because no one has equity, identity theft will become less common because no one will have any credit!