Author Archive

Been Some Time — New Identity Theft Tactics

DRMiller on 03 28, 2006 | No Comments

I received an e-mail from our credit resource company explaining a new tactic that people are using to steal your identity. The scam has to do with Jury Duty. The article talks about people that ar

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The Educated Rate Shopper

DRMiller on 01 31, 2006 | 5 Comments

There are basically three types of borrowers: 1) The “how much money do we need” borrower 2) The rate shopper who is looking for every eighth of a point they can find in a lower rate. 3) The

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Should You Leverage Your Home or Pay it Down Rapidly?

DRMiller on 01 11, 2006 | 7 Comments

There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we hel

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Understanding Credit Score and Credit Repair

DRMiller on 12 27, 2005 | 4 Comments

Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very lit

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