About Rhonda Porter

Rhonda Porter is an NMLS Licensed Mortgage Originator MLO121324 for homes located in Washington state. Her blog, The Mortgage Porter, is nationally recognized for sharing relevant information to consumers about mortgages.

She has been originating mortgages since 2000 at Mortgage Master Service Corporation #40445 Consumer NMLS Website: http://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/40445
NMLS ID 40445. Equal Housing Opportunity.

You can follow Rhonda on @mortgageporter, Facebook and/or Google+

The Death of Mortgage Blogs

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There is a buzz going on among fellow mortgage bloggers about how days may be numbered for mortgage blogs. This is as a largely the result of guidance issued by federal regulators late last year specifically on social media. When I first read this guidance, my initial response was “so what? This is pretty much […]

Seattle RE BarCamp will be here soon!

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This year Seattle RE BarCamp is actually going to be south of Seattle at the Center Point Conference Center in Kent (south of Southcenter Mall and north of the Showare Stadium)… so technically, we’re calling this “Greater Seattle reBarCamp”.  Regardless, this event will be taking place on March 13, 2014. This event is an “un-conference” […]

2014 Conforming and FHA Loan Limits for Greater Seattle

Conforming and FHA loan limits for 2014 have recently been released. Conforming loan limits will remain the same as 2013. However, FHA loan limits are being lowered in 2014 from $567,500 to $506,000 for a single family dwelling.  The 2014 FHA loan limits are effective with case numbers obtained January 1, 2014 through December 31, […]

Home Buyer Education Seminars

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I am teaching two Home Buyer Education Classes this month sponsored by the Washington State Housing Finance Commission.  Anyone who is interested in buying a home can attend – our class is not limited to first time home buyers. Home buyers who are interested in programs offered through the Washington State Housing Finance Commission, such […]

Upcoming Changes to FHA Mortgages

In a recent press release, HUD has announced several changes coming soon to FHA mortgages. FHA mortgages are popular with home buyers because they allow for lower down payments (currently as low as 3.5%) and FHA mortgages tend to be more flexible with credit scoring and debt-to-income ratios. Another reason why home buyers may lean […]

2013 Mortgage Loan Limits for King County

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The 2013 mortgage loan limits for the  greater Seattle area are for the most part, the same as 2012.  The following loan limits apply for homes located in King, Snohomish or Pierce Counties. Conforming: 1 Unit: $506,000 2 Unit: $647,750 3 Unit: $783,000 4 Unit: $973,100 FHA: 1 Unit: $567,500 2 Unit: $726,500 3 Unit: […]

Yours truly will have a painting at Bumbershoot

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I’m very honored to have been included in this years Seattle Bumbershoot.  I recently started painting earlier this year for a hobby. I had (have) no expectations where my paintings may take me – it’s all just for fun. What is especially fun is to be asked to participate in this year’s Bumbershoot festival at […]

Calling a Piece of Junk Mail

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I just published about junk mail that I received on my blog… but it doesn’t even compare to the piece of garbage we re

FHA Mortgage Insurance Premiums Increased for Most and Reduced for Few Streamlined Refi’s

Earlier this month, FHA mortgage insurance premiums (both annual and upfront) were dramatically increased for purchases

No Fooling: FHA MI going up again April 1

HUD has announced that effective on FHA case numbers obtained on or after April 1, 2012, FHA mortgage insurance premiums