Interesting Insurance Program from King County Metro

I just received a newsletter from Todd Litman of the Victoria Transportation Policy Institute that describes an innovative project that is being tested by King County Metro.

King County Metro, the Washington State Department of Transportation and other partners has $2,2 million to develop a Pay As You Drive (PAYD) Insurance Pilot project for Washington State over a 4-year period to evaluate the impacts of a pilot including at least 5000 participants. They are in the process of recruiting an insurance carrier to join in the project. The deadline for expressions of interest is February 15, 2006. For more information contact Bill Roach (bill.roach@metrokc.gov) or Bob Flor (bob.flor@metrokc.gov).

I probably wouldn’t have mentioned it, but I noticed that the Cascadia Scorecard had an article on this topic today, Pay As You Drive Insurance, and they didn’t mention this interesting program. This makes me think that the project must be really below the radar and in need of some Rain City Guide attention!

So how does it relate to Seattle real estate? Barely… But what’s important is that if you are a King County resident whose car spends almost all day at home, then you may be able to save money by joining this program and only paying insurance on the miles that you drive.

Best Seattle Area Restaurants

peppersChris Pirillo had an excellent list of his recommended Seattle-area restaurants. The list is huge and he’s right-on with most of recommendations like Zoka Cafe and Mighty-O donuts, but his choice of Mexican food is downright dismal (Taco Del Mar???).

Finding good Mexican food in Seattle is not easy, as there is a lot more bad options than good places. However, Seattle Pulse came to the rescue with a much more enlightened view of Mexican food with their article dedicated to finding Seattle’s Best Margarita!

They were right on the money when they rated Ballard’s Oaxaca a perfect 10 for both the quality of the food and the quality of the margarita! Oaxaca is the best Mexican food that I’ve come across in Seattle. It’s extremely tasty… It’s authentic… If you’re craving good Mexican food, then I highly recommend checking out Oaxaca!

Bedtime Stories…

What I enjoy most about our home are the many places where our family gathers to share stories. Some of the places include our the kitchen table, our computer room, and our deck. But the place that I’ll always associate most closely with epic stories is our living room.

Taken by itself, our living room is nothing unusual. It is not too big, not too small… It includes two couches, a rocking chair, and a fishtank that takes up way too much space. What makes our living room is not the stuff or the size, but rather the time that our family spends here almost every evening reading stories.

Sasha's Book Shelf

We’ve spent countless hours observing Harry Potter (barely) make it through the 5th year of school… We’ve helped and been helped by Aslan in the land of Narnia an numerous occasions… We’ve been fortunate to travel along with Laura and her family from Wisconsin to the Oklahoma Territories to Minnesota to the Dakota Territories

I only have to think of the many enjoyable nights we’ve spent sharing stories with a roaring fire in the fireplace and the rain pouring outside to remind myself why I love our living room!

Please feel free to join us on the day’s leading up to Valentine’s Day as we romance our homes by discussing some of the many ways we love our homes and neighborhoods.

Romancing the (City) Home

In September, my wife and I bought a condo/townhouse across the street from the Pike Place Market. There’s lots to love — the beautifully landscaped interior courtyard (it’s in Market Place North), the great neighbors, the not-so-grueling commute (a 7 minute walk). However, best of all is living by the Market. Last night on Rick Steves’s travel show, he featured Paris in the springtime. Accompanied by a Parisian guide, he walked around the Rue Clare neighborhood to the many food merchants (the butcher, the fromagier, etc. etc. etc.). The Parisian talked at length about the superiority of such merchants in comparison to a supermarket. “Hey!” we said, “it’s just like our house!” Now if only my cooking skills approached the food resources at my doorstep…

We love you, Home! Happy Valentine’s Day! xxoo
Tiff and Craig

Fruit at Pike Place Market

Walkable neighborhood: Capitol Hill

I’m going to vote for 15th Avenue, home of the Victrola, Seattle’s best bagels (at the creatively named Bagel Deli), mediocre or dive bars, and Seattle’s crummiest QFC as one of Seattle’s most walkable neighborhoods. Trader Joe’s and 2 organic food stores are within 8 blocks, Safeway is right across from Swedish Medical Center and, most importantly for a walkable neighborhood, one can walk right out into the street without fear because there are so many pedestrians that they almost mingle with the slow moving bikes, cars, and buses – an accidental implementation of an unconventional “traffic calming” idea that I love. Dustin can definitely tell you more about this if you’re curious.

As the Seattle Times once pointed out, Seattle could definitely do a better job embracing car alternatives I propose street living rooms. And maybe more mass transit.

I also like the art at the Victrola right now:
Art at the Victrola in January 2006.

Throw your walkable neighborhood review in the comments and we’ll see what we can do to get a list of the best and the worst neighborhoods for walking.

-Galen
ShackPrices.com

Healthier Living Involves an Urban Home

A recent study was just released that concludes that living in a walkable neighborhood is healthier than living in the suburbs! Another good reason to live in Seattle!

The Seattlest nominated this article for the “No Shit Sherlock” department in that it does not take a study to conclude that people who walk more will be healthier. However, to the study’s benefit, this kind of data gets used in the most obscure (yet important) ways. For example, I found the data to be extremely useful for a transportation demand management (TDM) tool I recently built for the Washington Department of Transportation (WSDOT). It can be so darn hard to quantify the benefits that make neighborhoods special that sometimes us engineers, (yes, I am an engineer by training) latch onto relatively obscure concepts like “walkability” in order to differentiate good neighborhoods from bad! Besides just letting us know that a walkable neighborhood is a healthier place to live, the study also helped to define what it means for a neighborhood to be walkable!

Bonus: One piece of my involvement in the TDM study involved creating a map that displayed the walkability of every single neighborhood in King County. My memory of the map was that the most walkable neighborhoods were almost all located in Seattle (surprise) with only a few located in the Eastside. If you’re really interested in learning more about what makes a neighborhood “walkable”, let me know!

The moral of this long-winded post? Living in a walkable neighborhood is not only more pleasant, but better for you!

Walking at the Ballard Locks

Seattle's jogging routes

I like this site, although I really wish I could hit a “show all routes in my area” button. Still, if you’re looking for a new jogging route, take a look. Furthermore, if you’re wondering how to follow through on your “exercise more” resolution, this might be a good starting point.

Here are Seattle’s routes. Add your own if you are so inclined.

Galen
ShackPrices.com

Seattle running routes

Introduction, The CanterHole and other reasons you shouldn't live near a bar

Howdy folks, I’ll be guest blogging here for a while. Like Dustin said, I’m the co-creator of ShackPrices.com. I’m not much for introductions, so I’ll jump right in.

Since Washington’s smoking ban went into effect, I have been happily wearing my nice-ish clothes to bars and generally enjoying the dank, non-smoky smells of the bars near my house. I tell you this because if you live near a bar or are considering buying a place near one, you might soon be savoring the sweet smell (and noise) of smokers hanging out at the door. In densely populated Capitol Hill, the complaints have already begun, as supra-bar apartment dwellers have found that just enough air gets through the cracks in their windows for them to reconsider their hip living quarters. The Stranger reports:

Maybe a case can be made for the enforcement of the laughable 25-foot rule that comes with the smoking ban. Just ask those on the first floor of the apartment building above Canterbury Ale & Eats on 15th Avenue. On Friday night they felt like a chimney for the pack of smokers who gathered outside the bar’s entrance. The Seattle police told one apartment dweller that they weren’t enforcing the 25-foot rule but that the public health department was. Naturally, the health department said the police were enforcing it. Which is it? In practice, none of the above.

I will definitely keep this in mind when I next move. If it’s bad in the middle of December, imagine smoke sneaking into your sealed condo at 7 P.M. on a 90-degree summer day.

On a side note, I went to check out the “smoke-free” Canterbury last night (it wasn’t after 9:30) and met the “Rosa Parks of smoking.” I guess I have no idea what a hard life smokers live.

ShackPrices Gets an Upgrade

It looks like ShackPrices just had their first major update.

ShackPrices is a Seattle-based outfit that focuses on helping sellers value (or “appraise”) their homes.

The new layout is clean and very straightforward. If you’re a King County resident curious to find out what homes in your area are selling for, then using their site will be a breeze. In addition, they have some nice goodies like a direct link from each home to King County Records (and bus stops!).

ShackPrices Screenshot

For what they are trying to do (provide information for home sellers), they do it really well… But it seems pretty obvious that ShackPrices will need to expand into helping home buyers at some point. The obvious missing ingredient is real-time MLS data.

With that in mind, I think the hardest part for them will be creating something that is not easily duplicable. Their interface is easy to use, but at it’s current state, a similar functionality is available to King County residents through Redfin. (and even more data is available without the mapping interface through Property Shark). In addition, Redfin is a few steps ahead in that they already have the infrastructure to display MLS data and to incorporate user/agent data.